Wow I didn't realize that Finland is just like the USA.
It isn't exactly
like the USA. It's a modified Medicare/Medicaid arrangement but the difference is you need not be elderly or impoverished to receive primary care without cost.
Treatment for the initial complaint is supported by national health care. Elective and outpatient treatment is often performed by the private sector. In those
cases, sometimes treatment is covered by national policy; sometimes it isn't. Private sector service fees must be paid by the patient at the time of treatment. If the service qualifies, reimbursement to the patient by national health care comes later.